Cardinal Point Capital Management ULC

Holdings as of 2026-06-30, filed 2026-07-14

This is history, not a current position. These holdings describe 2026-06-30, and the report became public 14 days later. The portfolio has changed since.

Aggregates

computed from the positions below
Positions reported
294
Value reported by manager
$1.8B
Sum of our stored positions
$1.8B
should match the line above
Disclosure lag
14 d
quarter end to filing
Top 5 concentration
29.9%
of the positions shown
New positions
0
vs previous quarter
Exited
0
vs previous quarter
Option positions
0
puts and calls

Positions

200 largest shown
IssuerClassValueSharesTypeCUSIP
VANGUARD INDEX FDSTOTAL STK MKT$229.1M619,030922908769
VANGUARD INTL EQUITY INDEX FALLWRLD EX US$76.9M918,218922042775
DIMENSIONAL ETF TRUSTWORLD EX US CORE$72.3M1,963,74225434V880
WISDOMTREE TRFLOATNG RAT TREA$72.3M1,436,22797717Y527
VANGUARD SCOTTSDALE FDSINTER TERM TREAS$70M1,186,49192206C706
APPLE INCCOM$69.8M241,074037833100
ISHARES TRU S EQUITY FACTR$55.7M736,66646434V282
DIMENSIONAL ETF TRUSTUS COR EQU 2 ETF$46M1,037,41125434V708
ROYAL BK CDACOM$39.8M192,782780087102
ISHARES TRNATIONAL MUN ETF$39.6M368,010464288414
LITMAN GREGORY FDS TRIMGP DBI MAN ETF$38.5M1,257,83953700T827
ALPHABET INCCAP STK CL C$37.7M106,67302079K107
TORONTO DOMINION BK ONTCOM NEW$34.7M286,027891160509
PIMCO ETF TRMULTISECTOR BD$33.6M1,268,31672201R585
BANK MONTREAL MEDIUMCOM$31M175,545063671101
NVIDIA CORPORATIONCOM$30.8M153,73667066G104
PIMCO ETF TRMUNI INCOME OPP$27M589,97872201R635
VANGUARD INSTL INDEX FD0 3 MO TR BI ETF$24.3M320,743922040845
ISHARES GOLD TRISHARES NEW$22.3M295,330464285204
JPMORGAN CHASE & COCOM$20M60,96446625H100
SUNCOR ENERGY INC NEWCOM$19.9M370,018867224107
ISHARES TRTRS FLT RT BD$18.9M373,09646434V860
MANULIFE FINL CORPCOM$18.9M465,92656501R106
CISCO SYS INCCOM$18.7M159,16817275R102
BANK NOVA SCOTIA B CCOM$18.6M214,403064149107
JOHNSON & JOHNSONCOM$18.5M72,763478160104
WALMART INCCOM$18.1M159,441931142103
MICROSOFT CORPCOM$17.9M47,939594918104
ENBRIDGE INCCOM$17.4M321,14229250N105
TC ENERGY CORPCOM$16.7M252,07287807B107
CANADIAN NATL RY COCOM$16.1M134,987136375102
SUNOCOCORP LLCCOM SHS LLC$13.7M201,83086765Q106
BERKSHIRE HATHAWAY INC DELCL B NEW$13.4M26,745084670702
PHILIP MORRIS INTL INCCOM$13.3M73,386718172109
NEWMONT CORPCOM$13.2M141,413651639106
CVS HEALTH CORPCOM$12.8M123,764126650100
FIRST TR EXCH TRADED FD IIILNG/SHT EQUITY$11.3M153,70833739P103
ALPHABET INCCAP STK CL A$11.3M31,48402079K305
VANECK ETF TRUSTGOLD MINERS ETF$11.2M148,58192189F106
AGNICO EAGLE MINES LTDCOM$11M70,836008474108
INTERNATIONAL BUSINESS MACHSCOM$11M39,033459200101
ROGERS COMMUNICATIONS INCCL B$10.8M331,090775109200
BROOKFIELD BUSINESS CORPCL A SUB VTG SH$10.6M354,970113006100
VANGUARD MUN BD FDSTAX EXEMPT BD$10.4M204,989922907746
ORACLE CORPCOM$10.3M70,25668389X105
OPEN TEXT CORPCOM$9.9M447,449683715106
PEPSICO INCCOM$9.7M71,831713448108
CANADIAN NAT RES LTD MED TERCOM$9.2M232,108136385101
AMAZON COM INCCOM$9.1M38,097023135106
TESLA INCCOM$8.8M21,03388160R101
FEDEX CORPCOM$8.8M28,15231428X106
DIMENSIONAL ETF TRUSTUS SUSTAINABILTY$8.5M182,56425434V716
CGI INCCL A SUB VTG$8M124,25712532H104
PFIZER INCCOM$8M332,062717081103
COSTCO WHOLESALE CORPORATIONCOM$7.8M8,36622160K105
VISA INCCOM CL A$7.6M22,01792826C839
VANGUARD WORLD FDINF TECH ETF$6.3M52,87292204A702
COMFORT SYS USA INCCOM$6.2M3,149199908104
VANGUARD INDEX FDSS&P 500 ETF SHS$5.8M8,447922908363
CORNING INCCOM$5.7M22,177219350105
VIATRIS INCCOM$5.2M329,92192556V106
STATE STR SPDR S&P 500 ETF TTR UNIT$5.1M6,84778462F103
INVESCO QQQ TRUNIT SER 1$4.6M6,29746090E103
COMCAST CORP NEWCL A$4.5M183,14520030N101
MCDONALDS CORPCOM$3.4M12,529580135101
CANADIAN IMPERIAL BANK OF COCOM$3.3M29,132136069101
DIMENSIONAL ETF TRUSTINTERNATIONAL$3.3M73,26125434V690
DISNEY WALT COCOM$3M31,552254687106
SELECT SECTOR SPDR TRST STR TECHN ETF$2.8M14,73781369Y803
VANGUARD INDEX FDSVALUE ETF$2.7M12,584922908744
SUN LIFE FINANCIAL INC.COM$2.7M34,281866796105
FIRST TR EXCHANGE TRADED FDRBA INDL ETF$2.6M19,24533738R704
MICRON TECHNOLOGY INCCOM$2.5M2,188595112103
TRANSALTA CORPCOM$2.5M182,56089346D107
TCW ETF TRUSTTRANS SYSTE ETF$2.5M20,21529287L205
ISHARES TRCORE S&P500 ETF$2.5M3,289464287200
BANK OF AMER CORPCOM$2.4M42,876060505104
META PLATFORMS INCCL A$2.4M4,29930303M102
BOYD GROUP SERVICES INCCOM$2.4M25,505103310108
GE VERNOVA INCCOM$2.3M1,96736828A101
CITIGROUP INCCOM NEW$2.3M16,357172967424
UNITEDHEALTH GROUP INCCOM$2.3M5,47391324P102
ISHARES TRESG AWRE 1 5 YR$2.3M91,00146435G243
VANGUARD INDEX FDSGROWTH ETF$2.2M25,788922908736
BROOKFIELD CORPCL A LTD VT SH$2.2M52,00611271J107
FEDEX FGHT HLDG CO INCCOMMON STOCK$2.2M14,602314352105
ISHARES TRUS AER DEF ETF$2.1M8,780464288760
ABBVIE INCCOM$2.1M8,43700287Y109
ISHARES TRESG AWARE 60/40$2M53,91546436E676
LAUDER ESTEE COS INCCL A$2M25,745518439104
YETI HLDGS INCCOM$2M39,40098585X104
CAE INCCOM$1.9M77,661124765108
TELUS CORPORATIONCOM$1.9M178,94787971M103
VANGUARD INDEX FDSSM CP VAL ETF$1.8M7,612922908611
ALAMOS GOLD INCCOM CL A$1.8M60,000011532108
ISHARES TRESG AWARE 80/20$1.8M39,02546436E668
MAGNITE INCCOM$1.7M92,15055955D100
ISHARES TRLOW CA OP MS ETF$1.7M6,79446434V464
ISHARES TRRUS 1000 GRW ETF$1.7M13,487464287614
NETFLIX INC.COM$1.6M22,56564110L106
BLACKROCK ETF TRUSTISHA I IN TE ETF$1.6M29,73909290C780
VERIZON COMMUNICATIONS INCCOM$1.5M36,12192343V104
BERKSHIRE HATHAWAY INC DELCL A$1.5M2084670108
ABACUS FCF ETF TRLEADERS ETF$1.5M17,13689628W302
BCE INCCOM NEW$1.4M66,95405534B760
GOLDMAN SACHS GROUP INCCOM$1.4M1,41438141G104
ISHARES TRCORE S&P MCP ETF$1.4M18,002464287507
COLGATE PALMOLIVE COCOM$1.4M15,138194162103
EXXON MOBIL CORPCOM$1.4M9,94130231G102
ISHARES TRESG AWR US AGRGT$1.3M27,14446435U549
NIKE INCCL B$1.3M30,900654106103
HOME DEPOT INCCOM$1.3M3,574437076102
GILEAD SCIENCES INCCOM$1.2M9,748375558103
SPDR GOLD TRGOLD SHS$1.2M3,31778463V107
VANGUARD STAR FDSVG TL INTL STK F$1.2M14,229921909768
ELI LILLY & COCOM$1.2M1,008532457108
ISHARES TRU.S. TECH ETF$1.2M4,775464287721
SOUTHWEST AIRLS COCOM$1.2M22,926844741108
ISHARES TRMSCI USA QLT FCT$1.1M5,22546432F339
ISHARES TREXPANDED TECH$1.1M12,565464287515
ISHARES INCMSCI CDA ETF$1.1M19,603464286509
PEMBINA PIPELINE CORPCOM$1.1M24,316706327103
SELECT SECTOR SPDR TRST STR FINL ETF$1.1M20,72181369Y605
BROOKFIELD INFRASTRUCTURE PALP INT UNIT$1.1M30,469G16252101
FIVE9 INCCOM$1M48,590338307101
BROOKFIELD RENEWABLE ENERGYPARTNERSHIP UNIT$1M29,397G16258108
ISHARES TRGL CLEAN ENE ETF$986.2K48,133464288224
DIMENSIONAL ETF TRUSTEMER MARK SU ETF$972.6K19,89825434V682
PROCTER & GAMBLE COCOM$967.5K6,598742718109
UBER TECHNOLOGIES INCCOM$930.4K12,89390353T100
CANADIAN PACIFIC KANSAS CITYCOM$914.8K10,57213646K108
INNOVATOR ETFS TRUSTUS EQTY PWR BUF$898.5K18,40845782C813
EQUINOX GOLD CORPCOM$897.7K92,30029446Y502
POWERFLEET INCCOM$893.5K233,30073931J109
INNOVATOR ETFS TRUSTINTRNL DEV APRL$881.7K26,55045782C367
TJX COS INC NEWCOM$873.4K5,765872540109
WASTE MGMT INC DELCOM$867.5K3,89294106L109
MORGAN STANLEYCOM NEW$845.1K4,043617446448
CENOVUS ENERGY INCCOM$838.1K33,84215135U109
ISHARES TRMSCI EAFE ETF$826.2K7,953464287465
PERPETUA RESOURCES CORPCOM$824.6K39,800714266103
VANGUARD INDEX FDSEXTEND MKT ETF$813.5K3,304922908652
MERCK & CO INCCOM$808.3K6,29058933Y105
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT$804.6K3,78146137V357
ISHARES TRCORE DIV GRWTH$789.4K10,41546434V621
TFI INTERNATIONAL INCCOM$760K5,29087241L109
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL$742.2K9,90946138E354
VANGUARD INDEX FDSREAL ESTATE ETF$739.6K7,670922908553
BROADCOM INCCOM$735.8K1,94811135F101
MASTERCARD INCORPORATEDCL A$723.7K1,40957636Q104
SKEENA RES LTD NEWCOM$718.2K27,00083056P715
CUMMINS INCCOM$713.2K1,000231021106
QXO INCCOM NEW$703.7K40,72182846H405
ISHARES TRRUS 1000 ETF$701.1K1,712464287622
AMERICAN CENTY ETF TRUS SML CP VALU$699.9K5,610025072877
DIMENSIONAL ETF TRUSTUS CORE EQT MKT$698.8K13,51925434V104
FORTIS INCCOM$692.7K12,115349553107
SOUTH BOW CORPCOM$678.8K19,30783671M105
OSISKO DEVELOPMENT CORPCOM NEW$659.3K271,55068828E809
ISHARES TRUSD GRN BOND ETF$657.1K13,84146435U440
VANECK ETF TRUSTRARE EAR STR ETF$652.7K7,37592189H805
IRON MTN INC DELCOM$640.1K5,03346284V101
CHEVRON CORPORATIONCOM$629.9K3,800166764100
BRISTOL-MYERS SQUIBB COCOM$623.3K10,818110122108
SCHWAB STRATEGIC TRUS DIVIDEND EQ$600.5K18,936808524797
NUTRIEN LTDCOM$588.1K9,35367077M108
J P MORGAN EXCHANGE TRADED FINTRNL RES EQT$588K7,12846641Q134
SCHWAB STRATEGIC TRUS LRG CAP ETF$575.8K19,566808524201
WHEATON PRECIOUS METALS CORPCOM$574.6K5,118962879102
SHOPIFY INCCL A SUB VTG SHS$573.6K5,02382509L107
EA SERIES TRUSTALPHA ARCH 1-3$570.8K4,87502072L565
KIMBERLY-CLARK CORPCOM$565K5,147494368103
MCKESSON CORPCOM$559.8K74058155Q103
ISHARES TRRUSSELL 2000 ETF$554.3K1,845464287655
ADVANCED MICRO DEVICES INCCOM$554.2K954007903107
ISHARES TRCORE MSCI EAFE$552.3K5,71946432F842
BARRICK MNG CORPCOM SHS$552.3K15,05006849F108
INNOVATOR ETFS TRUSTUS EQTY PWR BUF$552K12,77045782C748
DELL TECHNOLOGIES INCCL C$551.2K1,27724703L202
INVESCO DB COMMDY INDX TRCKUNIT$545.2K20,45046138B103
BLUE MOON METALS INCCOM$538.4K85,00009570Q509
TEXTRON INCCOM$522.3K5,693883203101
MSCI INCCOM$521.4K93155354G100
VANGUARD WORLD FDESG US STK ETF$518.8K3,923921910733
COREWEAVE INCCOM CL A$517.6K5,20021873S108
APPLIED MATLS INCCOM$512.3K709038222105
EATON CORP PLCSHS$509.2K1,195G29183103
VERTIV HOLDINGS COCOM CL A$491.7K1,46892537N108
ETSY INCCOM$490.4K6,51029786A106
CELESTICA INCCOM$471.4K1,29515101Q207
TECK RESOURCES LTDCL B$469.6K7,900878742204
ARIS MINING CORPORATIONCOM$466.2K31,32504040Y109
ALLIED GOLD CORPCOM NEW$458.2K19,32001921D204
STARBUCKS CORPCOM$457.3K4,475855244109
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD$450.5K5,70092206C409
COCA COLA COCOM$425.6K5,220191216100
INNOVATOR ETFS TRUSTEQUI DU DI JANU$419.1K21,20045784N544
INTEL CORPCOM$417.1K2,987458140100
ETFS GOLD TRPHYSCL GOLD SHS$416.4K10,89200326A104
MOSAIC COCOM$413.2K19,50061945C103
Values are shown exactly as filed. Before 2023 managers reported in thousands of dollars and afterwards in whole dollars; the reporting unit is not always determinable from the document, so nothing is converted automatically.

Source: U.S. Securities and Exchange Commission, Form 13F · as of 2026-07-14