Strategic Financial Services, Inc.
Holdings as of 2026-06-30, filed 2026-08-24
This is history, not a current position. These holdings describe 2026-06-30, and the report became public 55 days later. The portfolio has changed since.
Aggregates
computed from the positions belowPositions reported
158
Value reported by manager
$158
Sum of our stored positions
$2.3B
should match the line above
Disclosure lag
55 d
quarter end to filing
Top 5 concentration
56.3%
of the positions shown
New positions
0
vs previous quarter
Exited
0
vs previous quarter
Option positions
2
puts and calls
Positions
158 largest shown| Issuer | Class | Value | Shares | Type | CUSIP |
|---|---|---|---|---|---|
| ISHARES TR | INTL EQTY FACTOR | $353.3M | 8,625,214 | — | 46434V274 |
| ISHARES TR | US SML CAP EQT | $336.8M | 3,777,784 | — | 46434V290 |
| ISHARES TR | U S EQUITY FACTR | $300.6M | 3,975,040 | — | 46434V282 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | $165M | 2,797,607 | — | 92206C706 |
| ISHARES INC | EMNG MKTS EQT | $130M | 1,774,234 | — | 46434G889 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | $121.3M | 1,534,255 | — | 92206C409 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | $77.5M | 1,543,640 | — | 922020805 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | $73.7M | 1,336,405 | — | 92206C847 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | $73.1M | 885,012 | — | 92206C870 |
| ISHARES TR | MSCI USA MMENTM | $70.9M | 206,900 | — | 46432F396 |
| VANGUARD WELLINGTON FD | US MOMENTUM | $68.3M | 273,656 | — | 921935508 |
| WORLD GOLD TR | SPDR GLD MINIS | $44.6M | 561,408 | — | 98149E303 |
| ISHARES INC | MSCI EQUAL WEITE | $44.6M | 390,238 | — | 464286681 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | $44.3M | 820,043 | — | 25434V807 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA INT | $39.7M | 869,334 | — | 381430107 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | $33.4M | 574,711 | — | 92206C102 |
| ISHARES TR | INTRM GOV CR ETF | $27.5M | 259,171 | — | 464288612 |
| APPLE INC | COM | $18.5M | 63,958 | — | 037833100 |
| ISHARES TR | MSCI USA SZE FT | $17.6M | 98,837 | — | 46432F370 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | $15.3M | 227,077 | — | 921946885 |
| LAM RESEARCH CORP | COM NEW | $14.9M | 34,437 | — | 512807306 |
| KLA CORP | COM NEW | $14.2M | 47,035 | — | 482480100 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | $13.2M | 93,239 | — | 381430503 |
| ALPHABET INC | CAP STK CL C | $11.6M | 32,958 | — | 02079K107 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA EME | $10.7M | 206,166 | — | 381430206 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US | $8.7M | 95,271 | — | 381430602 |
| JPMORGAN CHASE & CO | COM | $8M | 24,505 | — | 46625H100 |
| MICROSOFT CORP | COM | $6.1M | 16,328 | — | 594918104 |
| VISA INC | COM CL A | $5.4M | 15,657 | — | 92826C839 |
| MCKESSON CORP | COM | $4.9M | 6,518 | — | 58155Q103 |
| J P MORGAN EXCHANGE TRADED F | US MOMENTUM | $3.8M | 44,933 | — | 46641Q779 |
| ORACLE CORP | COM | $3.4M | 23,100 | — | 68389X105 |
| VANGUARD INDEX FDS | TOTAL STK MKT | $3.3M | 8,911 | — | 922908769 |
| M & T BK CORP | COM | $3.2M | 13,377 | — | 55261F104 |
| SPDR GOLD TR | GOLD SHS | $3M | 8,164 | — | 78463V107 |
| BLACKROCK INC | COM | $3M | 3,093 | — | 09290D101 |
| ALPHABET INC | CAP STK CL A | $2.9M | 8,104 | — | 02079K305 |
| CISCO SYS INC | COM | $2.9M | 24,309 | — | 17275R102 |
| NEXTERA ENERGY INC | COM | $2.8M | 31,822 | — | 65339F101 |
| EXXON MOBIL CORP | COM | $2.7M | 20,112 | — | 30231G102 |
| TESLA INC | COM | $2.7M | 6,447 | — | 88160R101 |
| QUALCOMM INC | COM | $2.7M | 14,610 | — | 747525103 |
| COSTCO WHOLESALE CORPORATION | COM | $2.7M | 2,883 | — | 22160K105 |
| MERCK & CO INC | COM | $2.4M | 18,756 | — | 58933Y105 |
| SPDR SERIES TRUST | ST LON TREAS ETF | $2.4M | 91,677 | — | 78464A664 |
| AMAZON COM INC | COM | $2.4M | 9,885 | — | 023135106 |
| JOHNSON & JOHNSON | COM | $2.3M | 8,944 | — | 478160104 |
| NVIDIA CORPORATION | COM | $2.2M | 11,081 | — | 67066G104 |
| VANGUARD STAR FDS | VG TL INTL STK F | $2.2M | 25,725 | — | 921909768 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | $2.2M | 4,298 | — | 084670702 |
| TJX COS INC NEW | COM | $2M | 13,333 | — | 872540109 |
| SPDR SERIES TRUST | ST STR SP BIOT | $1.9M | 11,823 | — | 78464A870 |
| ISHARES TR | ISHS 1-5YR INVS | $1.9M | 35,388 | — | 464288646 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | $1.8M | 15,208 | — | 92206C664 |
| NXP SEMICONDUCTORS N V | COM | $1.8M | 6,442 | — | N6596X109 |
| BOOKING HOLDINGS INC | COM | $1.7M | 9,750 | — | 09857L108 |
| GE AEROSPACE | COM NEW | $1.7M | 4,524 | — | 369604301 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | $1.5M | 21,201 | — | 921943858 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | $1.5M | 29,650 | — | 922907746 |
| STATE STR SPDR S&P 500 ETF T | TR UNIT | $1.5M | 2,000 | Call | 78462F103 |
| VANGUARD INDEX FDS | GROWTH ETF | $1.5M | 17,253 | — | 922908736 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | $1.3M | 5,448 | — | 921908844 |
| PEPSICO INC | COM | $1.3M | 9,433 | — | 713448108 |
| ISHARES TR | CORE S&P500 ETF | $1.3M | 1,702 | — | 464287200 |
| GE VERNOVA INC | COM | $1.3M | 1,074 | — | 36828A101 |
| ISHARES TR | SHRT NAT MUN ETF | $1.2M | 11,713 | — | 464288158 |
| INTERNATIONAL BUSINESS MACHS | COM | $1.2M | 4,332 | — | 459200101 |
| ISHARES INC | CORE MSCI EMKT | $1.2M | 14,608 | — | 46434G103 |
| STATE STR SPDR S&P 500 ETF T | TR UNIT | $1.2M | 1,541 | — | 78462F103 |
| ISHARES TR | RUS 1000 GRW ETF | $1.1M | 9,239 | — | 464287614 |
| UNITEDHEALTH GROUP INC | COM | $1.1M | 2,697 | — | 91324P102 |
| MORGAN STANLEY | COM NEW | $1.1M | 5,125 | — | 617446448 |
| CORNING INC | COM | $1.1M | 4,111 | — | 219350105 |
| GOLDMAN SACHS GROUP INC | COM | $1M | 1,035 | — | 38141G104 |
| ABBVIE INC | COM | $1M | 4,155 | — | 00287Y109 |
| VANGUARD INDEX FDS | MID CAP ETF | $1M | 12,544 | — | 922908629 |
| PHILLIPS 66 | COM | $990.1K | 5,857 | — | 718546104 |
| ISHARES TR | CORE MSCI EAFE | $978.4K | 10,131 | — | 46432F842 |
| DEERE & CO | COM | $958.5K | 1,511 | — | 244199105 |
| BROADCOM INC | COM | $944.4K | 2,500 | — | 11135F101 |
| BROADCOM INC | COM | $944.4K | 2,500 | Put | 11135F101 |
| ULTA BEAUTY INC | COM | $944.4K | 2,094 | — | 90384S303 |
| PROCTER & GAMBLE CO | COM | $935.5K | 6,379 | — | 742718109 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | $928.2K | 15,550 | — | 922042858 |
| MASTERCARD INCORPORATED | CL A | $874.1K | 1,702 | — | 57636Q104 |
| META PLATFORMS INC | CL A | $850K | 1,509 | — | 30303M102 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | $786K | 2,566 | — | 922908538 |
| WALMART INC | COM | $762K | 6,728 | — | 931142103 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | $745K | 10,658 | — | 25434V609 |
| CHUBB LIMITED | COM | $711.1K | 2,087 | — | H1467J104 |
| ASML HLDG NV | N Y REGISTRY SHS | $682.4K | 343 | — | N07059210 |
| ISHARES TR | MSCI USA VALUE | $677.4K | 3,390 | — | 46432F388 |
| BROADCOM INC | COM | $662K | 1,753 | — | 11135F101 |
| ISHARES TR | CORE S&P TTL STK | $655.1K | 3,988 | — | 464287150 |
| ELI LILLY & CO | COM | $622.5K | 519 | — | 532457108 |
| PUBLIC STORAGE | COM | $603.2K | 1,895 | — | 74460D109 |
| CATERPILLAR INC | COM | $599.5K | 563 | — | 149123101 |
| COMMUNITY FINANCIAL SYSTEM I | COM | $583K | 8,686 | — | 203607106 |
| NORWOOD FINANCIAL CORP | COM | $577.8K | 17,972 | — | 669549107 |
| SCHWAB CHARLES CORP | COM | $572K | 6,199 | — | 808513105 |
| ISHARES TR | CORE US AGGBD ET | $570.6K | 5,765 | — | 464287226 |
| AUTOMATIC DATA PROCESSING IN | COM | $565K | 2,523 | — | 053015103 |
| INTEL CORP | COM | $557K | 3,989 | — | 458140100 |
| CSX CORP | COM | $551.6K | 11,606 | — | 126408103 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | $543.2K | 9,875 | — | 25434V724 |
| VANGUARD INDEX FDS | SMALL CP ETF | $537.1K | 1,772 | — | 922908751 |
| HOME DEPOT INC | COM | $520.2K | 1,475 | — | 437076102 |
| VANGUARD INDEX FDS | SML CP GRW ETF | $514.9K | 1,408 | — | 922908595 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | $482.7K | 1,425 | — | 92206C730 |
| TOMPKINS FINL CORP | COM | $481.6K | 5,095 | — | 890110109 |
| IDEXX LABS INC | COM | $478K | 908 | — | 45168D104 |
| RTX CORPORATION | COM | $465.4K | 2,453 | — | 75513E101 |
| TRAVELERS COMPANIES INC | COM | $439.1K | 1,330 | — | 89417E109 |
| COCA COLA CO | COM | $433.9K | 5,339 | — | 191216100 |
| MCDONALDS CORP | COM | $410.4K | 1,518 | — | 580135101 |
| ISHARES TR | CORE UNIVRSL USD | $406.7K | 8,812 | — | 46434V613 |
| ISHARES TR | JPMORGAN USD EMG | $403.7K | 4,186 | — | 464288281 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | $388.9K | 4,643 | — | 922042775 |
| IMMUCELL CORP | COM PAR | $371.9K | 37,000 | — | 452525306 |
| ISHARES TR | S&P 500 GRWT ETF | $371.2K | 2,699 | — | 464287309 |
| ILLINOIS TOOL WKS INC | COM | $369.7K | 1,367 | — | 452308109 |
| CHEVRON CORPORATION | COM | $368.2K | 2,221 | — | 166764100 |
| VANGUARD INDEX FDS | VALUE ETF | $344.5K | 1,581 | — | 922908744 |
| VANGUARD INDEX FDS | SM CP VAL ETF | $341.3K | 1,405 | — | 922908611 |
| ALLSTATE CORP | COM | $327.2K | 1,375 | — | 020002101 |
| WASTE MGMT INC DEL | COM | $322.3K | 1,446 | — | 94106L109 |
| ISHARES TR | CORE S&P MCP ETF | $318.9K | 4,135 | — | 464287507 |
| ABBOTT LABORATORIES | COM | $302K | 3,329 | — | 002824100 |
| ROCKWELL AUTOMATION INC | COM | $302K | 610 | — | 773903109 |
| ISHARES TR | RUSSELL 2000 ETF | $301.1K | 1,002 | — | 464287655 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | $284.1K | 7,864 | — | 808524607 |
| ELEVANCE HEALTH INC FORMERLY | COM | $278.4K | 720 | — | 036752103 |
| HARTFORD INSURANCE GROUP INC | COM | $274.6K | 2,072 | — | 416515104 |
| BANK OF NY MELLON CORP | COM | $274.3K | 1,897 | — | 064058100 |
| SOUTHERN CO | COM | $262K | 2,737 | — | 842587107 |
| ISHARES TR | S&P 500 VAL ETF | $256.6K | 1,130 | — | 464287408 |
| COLGATE PALMOLIVE CO | COM | $248.5K | 2,710 | — | 194162103 |
| MONDELEZ INTL INC | CL A | $248K | 4,287 | — | 609207105 |
| BOEING CO | COM | $246.8K | 1,140 | — | 097023105 |
| ADVANCED MICRO DEVICES INC | COM | $243.4K | 419 | — | 007903107 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | $241.6K | 8,722 | — | 808524805 |
| SELECT SECTOR SPDR TR | ST STR TECHN ETF | $241.4K | 1,267 | — | 81369Y803 |
| UNION PAC CORP | COM | $236.4K | 869 | — | 907818108 |
| CONOCOPHILLIPS | COM | $236K | 2,270 | — | 20825C104 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | $233.9K | 2,200 | — | 92206C714 |
| ISHARES TR | RUS MID CAP ETF | $232.1K | 2,104 | — | 464287499 |
| NBT BANCORP INC | COM | $232K | 4,700 | — | 628778102 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | $226.3K | 7,691 | — | 808524201 |
| HERSHEY CO | COM | $218.3K | 1,244 | — | 427866108 |
| AMERICAN EXPRESS CO | COM | $212.4K | 628 | — | 025816109 |
| DISNEY WALT CO | COM | $212.2K | 2,205 | — | 254687106 |
| DANAHER CORP DEL | COM | $210.7K | 1,106 | — | 235851102 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | $209.9K | 320 | — | 92189F676 |
| VERIZON COMMUNICATIONS INC | COM | $209.8K | 4,954 | — | 92343V104 |
| SPDR SERIES TRUST | ST STR P500ETF | $207.8K | 2,365 | — | 78464A854 |
| SCHWAB STRATEGIC TR | US REIT ETF | $204.8K | 8,650 | — | 808524847 |
| NORFOLK SOUTHN CORP | COM | $204.2K | 649 | — | 655844108 |
| PPG INDS INC | COM | $203K | 1,674 | — | 693506107 |
Values are shown exactly as filed. Before 2023 managers reported in thousands of dollars and afterwards in whole dollars; the reporting unit is not always determinable from the document, so nothing is converted automatically.
Source: U.S. Securities and Exchange Commission, Form 13F · as of 2026-08-24