CITIZENS & NORTHERN CORP
Holdings as of 2026-06-30, filed 2026-07-17
This is history, not a current position. These holdings describe 2026-06-30, and the report became public 17 days later. The portfolio has changed since.
Aggregates
computed from the positions belowPositions reported
117
Value reported by manager
$437.7M
Sum of our stored positions
$437.7M
should match the line above
Disclosure lag
17 d
quarter end to filing
Top 5 concentration
35.6%
of the positions shown
New positions
0
vs previous quarter
Exited
0
vs previous quarter
Option positions
0
puts and calls
Positions
117 largest shown| Issuer | Class | Value | Shares | Type | CUSIP |
|---|---|---|---|---|---|
| Vanguard Russell 1000 Growth ETF | VNG RUS1000GRW | $59.1M | 462,175 | — | 92206C680 |
| iShares Core MSCI Emerging Mkts ETF | CORE MSCI EMKT | $28.2M | 340,138 | — | 46434G103 |
| Fidelity MSCI Real Estate Index ETF | MSCI RL EST ETF | $27.9M | 953,634 | — | 316092857 |
| iShares North American Natural Resources ETF | NORTH AMERN NAT | $24M | 427,918 | — | 464287374 |
| iShares S&P MidCap 400 Index Fd | CORE S&P MCP ETF | $16.8M | 217,637 | — | 464287507 |
| Nvidia Corp | COM | $16.4M | 81,995 | — | 67066G104 |
| Apple Computer Inc | COM | $15.5M | 53,521 | — | 037833100 |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF | ST STR P400MID | $14.1M | 208,139 | — | 78464A847 |
| Alphabet Inc Class C | CAP STK CL C | $13.9M | 39,454 | — | 02079K107 |
| iShares JPMorgan USD Emerging Markets Bond ETF | JPMORGAN USD EMG | $12.8M | 132,935 | — | 464288281 |
| Microsoft Corp | COM | $10.9M | 29,135 | — | 594918104 |
| Dimensional U.S. Core Equity 2 ETF | US COR EQU 2 ETF | $10.6M | 238,023 | — | 25434V708 |
| Amazon Communications Inc | COM | $9M | 37,831 | — | 023135106 |
| Citizens Financial Services Inc | COM | $8.5M | 117,063 | — | 174615104 |
| Citizens & Northern Corp | COM | $8.1M | 349,492 | — | 172922106 |
| Advanced Micro Devices Inc | COM | $7.4M | 12,718 | — | 007903107 |
| JPMorgan Chase & Co | COM | $5.8M | 17,802 | — | 46625H100 |
| Corning Inc | COM | $5M | 19,658 | — | 219350105 |
| Meta Platforms Inc | CL A | $4.9M | 8,787 | — | 30303M102 |
| Avantis International Equity ETF | INTL EQT ETF | $4.9M | 54,809 | — | 025072703 |
| Broadcom Inc Common | COM | $4.8M | 12,690 | — | 11135F101 |
| Wells Fargo & Co New | COM | $4.3M | 51,763 | — | 949746101 |
| Caterpillar Inc | COM | $4.1M | 3,846 | — | 149123101 |
| Mastercard Inc Class A | CL A | $4M | 7,840 | — | 57636Q104 |
| Costco Wholesale Corp (New) | COM | $4M | 4,291 | — | 22160K105 |
| Exxon Mobil Corp | COM | $3.5M | 25,824 | — | 30231G102 |
| Analog Devices Inc | COM | $3.1M | 7,847 | — | 032654105 |
| iShares Barclays MBS Bond Fund ETF | MBS ETF | $2.9M | 31,118 | — | 464288588 |
| KLA Corporation | COM NEW | $2.9M | 9,472 | — | 482480100 |
| Cisco Systems Inc | COM | $2.7M | 23,191 | — | 17275R102 |
| CVS Health Corporation | COM | $2.7M | 26,315 | — | 126650100 |
| Procter & Gamble Co | COM | $2.7M | 18,475 | — | 742718109 |
| Tjx Companies (New) | COM | $2.5M | 16,787 | — | 872540109 |
| Palo Alto Networks Inc Common | COM | $2.5M | 7,266 | — | 697435105 |
| RTX Corporation | COM | $2.4M | 12,701 | — | 75513E101 |
| Citigroup Inc Common New | COM NEW | $2.3M | 16,391 | — | 172967424 |
| Eaton Corp | SHS | $2.3M | 5,356 | — | G29183103 |
| Charles Schwab Corp | COM | $2.3M | 24,570 | — | 808513105 |
| State Street SPDR S&P 500 ETF Trust | TR UNIT | $2.1M | 2,877 | — | 78462F103 |
| Johnson & Johnson | COM | $2.1M | 8,218 | — | 478160104 |
| Oracle Corp | COM | $2.1M | 14,024 | — | 68389X105 |
| GSK PLC ADR | SPONSORED ADR | $2.1M | 39,176 | — | 37733W204 |
| Cencora, Inc. | COM | $2M | 7,156 | — | 03073E105 |
| Medtronic PLC | SHS | $2M | 25,866 | — | G5960L103 |
| Home Depot Inc | COM | $2M | 5,627 | — | 437076102 |
| Boeing Co | COM | $2M | 9,062 | — | 097023105 |
| Coca Cola Co | COM | $1.9M | 22,806 | — | 191216100 |
| General Dynamics Corp | COM | $1.8M | 5,113 | — | 369550108 |
| Blackstone Inc | COM | $1.8M | 15,154 | — | 09260D107 |
| Avantis US Equity ETF | US EQT ETF | $1.8M | 13,829 | — | 025072885 |
| Salesforce, Inc. | COM | $1.7M | 11,156 | — | 79466L302 |
| Emerson Electric Co | COM | $1.7M | 12,112 | — | 291011104 |
| Freeport-McMoran, Inc. | CL B | $1.7M | 26,951 | — | 35671D857 |
| SLB Limited | COM STK | $1.6M | 34,757 | — | 806857108 |
| Biogen Idec Inc | COM | $1.5M | 6,943 | — | 09062X103 |
| KKR & Co Inc | COM | $1.5M | 16,253 | — | 48251W104 |
| Nextera Energy Inc | COM | $1.5M | 16,899 | — | 65339F101 |
| Tapestry Inc Common | COM | $1.4M | 9,887 | — | 876030107 |
| American Tower REIT Inc | COM | $1.4M | 8,767 | — | 03027X100 |
| Union Pacific Corp | COM | $1.4M | 5,049 | — | 907818108 |
| Mondelez Intl Inc Class A | CL A | $1.4M | 23,556 | — | 609207105 |
| Bristol Myers Squibb Co | COM | $1.4M | 23,628 | — | 110122108 |
| Ovintiv Inc | COM | $1.4M | 25,711 | — | 69047Q102 |
| State Street SPDR Dow Jones Industrial Average ETF Trust | UT SER 1 | $1.3M | 2,543 | — | 78467X109 |
| Netflix Inc Corp | COM | $1.2M | 17,453 | — | 64110L106 |
| Chevron Corp | COM | $1.2M | 7,408 | — | 166764100 |
| Disney Walt Co | COM | $1.2M | 12,553 | — | 254687106 |
| The Goldman Sachs Group Inc | COM | $1.2M | 1,185 | — | 38141G104 |
| Becton, Dickinson & Co. | COM | $1.2M | 7,783 | — | 075887109 |
| Paypal Holdings, Inc. | COM | $1.2M | 27,154 | — | 70450Y103 |
| Pfizer Inc | COM | $1.2M | 47,939 | — | 717081103 |
| YUM Brands Inc | COM | $1.1M | 7,052 | — | 988498101 |
| Paccar Inc | COM | $1.1M | 9,187 | — | 693718108 |
| Zimmer Biomet Holdings, Inc. | COM | $1.1M | 12,277 | — | 98956P102 |
| Intercontinental Exchange Inc Common | COM | $978.7K | 7,950 | — | 45866F104 |
| Avantis Emerging Markets Equity ETF | AVANTIS EMGMKT | $978.7K | 10,143 | — | 025072604 |
| iShares Trust Russell 1000 Growth ETF | RUS 1000 GRW ETF | $948.4K | 7,638 | — | 464287614 |
| M & T Bank Corp | COM | $866.8K | 3,642 | — | 55261F104 |
| Adobe Systems Inc | COM | $808.6K | 3,944 | — | 00724F101 |
| McDonalds Corp | COM | $796.3K | 2,946 | — | 580135101 |
| Bath & Body Works | COM | $770.4K | 33,308 | — | 070830104 |
| State Street SPDR Portfolio Long Term Treasury ETF | ST LON TREAS ETF | $766.7K | 29,228 | — | 78464A664 |
| State Street SPDR Portfolio Short Term Treasury ETF | ST SHO TREAS ETF | $764.1K | 26,339 | — | 78468R101 |
| Berkshire Hathaway Inc Class B New | CL B NEW | $725.1K | 1,449 | — | 084670702 |
| International Business Machines | COM | $712K | 2,532 | — | 459200101 |
| Verizon Communications | COM | $707.2K | 16,704 | — | 92343V104 |
| Accenture PLC | SHS CLASS A | $701K | 5,633 | — | G1151C101 |
| Intuit | COM | $695.3K | 2,664 | — | 461202103 |
| Vanguard Dividend Appreciation Index ETF | DIV APP ETF | $678.2K | 2,866 | — | 921908844 |
| Nike, Inc. Class B | CL B | $675.7K | 16,461 | — | 654106103 |
| iShares Russell 1000 Value ETF | RUS 1000 VAL ETF | $674.2K | 2,781 | — | 464287598 |
| DFA Dimensional International Core Equity 2 ETF | INTL CORE EQUITY | $645.6K | 17,326 | — | 25434V799 |
| iShares Short-Term National Muni Bond ETF | SHRT NAT MUN ETF | $631.3K | 5,929 | — | 464288158 |
| Deere & Co | COM | $558.2K | 880 | — | 244199105 |
| DFA Dimensional Emerging Markets Core Equity 2 ETF | EMERGING MKTS CO | $521.5K | 12,833 | — | 25434V732 |
| Cummins Inc | COM | $430.1K | 603 | — | 231021106 |
| Eli Lilly & Co | COM | $403K | 336 | — | 532457108 |
| Rockwell Automation Inc Common | COM | $329.7K | 666 | — | 773903109 |
| Quest Diagnostics Inc | COM | $326.4K | 1,540 | — | 74834L100 |
| Illinois Tool Works Inc | COM | $324K | 1,198 | — | 452308109 |
| Vanguard Total World Stock Index Fund ETF | TT WRLD ST ETF | $313.9K | 2,000 | — | 922042742 |
| National Fuel Gas Co N J | COM | $309.8K | 4,012 | — | 636180101 |
| iShares Core S&P 500 ETF | CORE S&P500 ETF | $303.3K | 405 | — | 464287200 |
| Alphabet Inc Class A | CAP STK CL A | $288.4K | 807 | — | 02079K305 |
| AT&T Inc | COM | $262.9K | 12,702 | — | 00206R102 |
| Vanguard REIT Index ETF | REAL ESTATE ETF | $258.7K | 2,683 | — | 922908553 |
| Norfolk Southern Corp | COM | $249.5K | 793 | — | 655844108 |
| Lowes Cos Inc | COM | $243.6K | 1,105 | — | 548661107 |
| Carpenter Technology Corporation | COM | $235.6K | 382 | — | 144285103 |
| Vanguard Tax-Exempt Bond Index ETF | TAX EXEMPT BD | $227.8K | 4,503 | — | 922907746 |
| Progressive Corp Ohio common | COM | $220.4K | 1,009 | — | 743315103 |
| W W Grainger Inc | COM | $213.6K | 157 | — | 384802104 |
| Texas Instruments Inc | COM | $212.5K | 713 | — | 882508104 |
| BOK Financial Corp | COM NEW | $211.1K | 1,520 | — | 05561Q201 |
| Community Financial System, Inc | COM | $206.9K | 3,083 | — | 203607106 |
| Vanguard Mid-Cap ETF | MID CAP ETF | $203.7K | 2,528 | — | 922908629 |
| Imperial Oil Ltd | COM NEW | $201.6K | 1,800 | — | 453038408 |
Values are shown exactly as filed. Before 2023 managers reported in thousands of dollars and afterwards in whole dollars; the reporting unit is not always determinable from the document, so nothing is converted automatically.
Source: U.S. Securities and Exchange Commission, Form 13F · as of 2026-07-17